InsureFENCE℠
Insurance Fence Restoration
Ensure Your Fencing Rebuild is Scoped Properly, Vetted Line by Line, and Paid out Correctly Through our Service Marked(SM) Ai-Driven Software.
If your fence was damaged by a storm or covered event, the replacement process is fundamentally different from a standard retail purchase. We handle the entire insurance restoration process — from scope review to supplement negotiation to final documentation.
Why Insurance Restoration Costs More Than Retail
Retail Fence Purchase
- ✓ Pick your fence, get a quote, schedule install
- ✓ One point of contact (you + contractor)
- ✓ Payment at completion
- ✓ Standard pricing, straightforward process
Insurance Restoration
- ⚠ Two adjusters (field + desk) + homeowner + contractor
- ⚠ Xactimate line-by-line estimating & documentation
- ⚠ Pre-build, during-build, and post-build photo reports
- ⚠ Weeks/months waiting on payments (often incorrect)
- ⚠ Recoverable Depreciation (RD) only paid after full documentation
- ⚠ Supplement negotiations for omitted line items
What Insurance Carriers Commonly Underpay
Carriers frequently use national averages instead of Florida pricing, omit required line items, and depreciate labor improperly. Here's what we see missing most often:
Existing Fence Removal & Disposal
$4–$12/LF
Haul-Off / Dump Fees
$250–$1,500
Permits & Engineering
$150–$800
Concrete Core Drilling
$200–$500/post
Wind-Code Upgrades (FL Building Code)
+10–25%
Hurricane Footers (South FL)
+10–30%
Paint/Stain Restoration
$7–$15/LF double-side
Overhead & Profit (O&P)
10%+10% or 20%
Gate Rebuilds
$250–$2,500 each
HOA Compliance Upcharge
+5–20%
Post-Depth Upgrades
Per FL code
Double-Sided Finishing
Often single-side only
Real-World Example — South Florida
180 LF Wood Privacy Fence — 6' PT Pine, Double-Sided Stain, Existing Removal
This is what actual licensed contractor invoicing looks like in South Florida — far higher than many carrier scopes.
Upload Your Scope of Loss
Our InsureFENCE℠ Ai-powered Scope Scanner will analyze your carrier's document, identify fencing line items, flag missing charges, and compare their pricing against actual South Florida contractor rates. You'll get a summary — our team gets the full report.
InsureFENCE℠ is a Service Marked(SM) Process Created, Owned, Protected and Copyrighted by Proxy1MEDIA LLC.
Go to EstimatorSelect "Yes" on Question 8 (Insurance Restoration Project) to access the Scope of Loss upload tool.
Our Insurance Restoration Process
Upload Your Scope of Loss
Upload the fencing portion of your insurance estimate. Our AI scans it instantly for missing line items and underpaid charges.
We Review & Compare
Our team compares your carrier's scope against actual South Florida contractor pricing, line by line.
Supplement If Needed
If items are missing or underpaid, we help you prepare a supplement with proper documentation, local bids, and Xactimate-supported pricing.
Build & Document
We install your fence with full pre-build, during-build, and post-build photo documentation required for RD recovery.
Help You Recover RD
After completion, we provide all documentation needed for your carrier to release the Recoverable Depreciation payment.
Insurance Claim? Let InsureFENCE℠ Help.
We work with all major carriers. Free scope reviews. No obligation.