ALLIED
Insurance Restoration Specialists

InsureFENCE
Confirming Your Fencing Payout

Ai-Screened for Missing Line Items & Incorrect Payout

Proper Indemnification of Your Fencing Payout

If your fence was damaged by a storm or a covered event, the replacement process is fundamentally different from that of a standard retail purchase. Insurance carriers often omit critical line items and underpay by using last year's price points. Scan Your Payout Scope to see if it's accurate and up to date.

These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.

Why Insurance Restoration Costs More Than Retail

Retail Fence Purchase

  • Pick your fence, get a quote, schedule install
  • One point of contact (you + contractor)
  • Payment at completion
  • Standard pricing, straightforward process

Insurance Restoration

  • Two adjusters (field + desk) + homeowner + contractor
  • Xactimate line-by-line estimating & documentation
  • Pre-build, during-build, and post-build photo reports
  • Weeks/months waiting on payments (often incorrect)
  • Recoverable Depreciation (RD) only paid after full documentation
  • Supplement negotiations for omitted line items

Real Scope vs. What's Actually Missing

From an actual Florida carrier estimate (Xactimate, April 2026). The entire fencing section — one line item.

Carrier Scope

What the insurance estimate included for fencing

InsureFENCE Flags

What's missing or underscoped

Line Item #5

“Fencing (Bid Item)”

1.00 EA

RCV$7,736
Depreciation−50%
ACV (actual payout)$3,868
O&P included$0

No material type. No linear footage. No height. No breakdown at all.

Material type not specified
Linear footage missing
Fence height not listed
Existing fence removal — $0
Haul-off & disposal — $0
Permits & engineering — $0
Double-sided stain/paint — $0
Concrete / hurricane footers — $0
Wind-code upgrades — $0
Gate rebuild(s) — $0
O&P on fencing — $0
Post-depth (FL code) — $0
Possible: Recoverable Depreciation (RD) only paid after full documentation
Possible: Supplement negotiations for omitted line items

12+ items missing or unspecified

Source: Actual Florida carrier estimate (Xactimate, April 2026). Homeowner info removed. Fencing area data only.

These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.

Upload Your Scope of Loss

Our InsureFENCE Ai-powered Scope Scanner will analyze your carrier's document, identify fencing line items, flag missing charges, and compare their pricing against actual South Florida contractor rates. You'll get a summary — our team gets the full report.

InsureFENCE℠ is a Service Marked(SM) Process Created, Owned, Protected and Copyrighted by Proxy1MEDIA LLC.

These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.

Go to Estimator

Select "Yes" on Question 8 (Insurance Restoration Project) to access the Scope of Loss upload tool.

Professional Service

Want This Month's Xactimate Price Points?

If you'd like to confirm by getting this month's Xactimate price points on fencing, pool or porch screen replacement, we offer this as a separate service starting at $499 (pre-paid).

These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.

Our Insurance Restoration Process

1

Upload Your Scope of Loss

Upload the fencing portion of your insurance estimate. Our AI scans it instantly for missing line items and underpaid charges.

2

We Review & Compare

Our team compares your carrier's scope against actual South Florida contractor pricing, line by line.

3

Supplement If Needed

If items are missing or underpaid, we help you prepare a supplement with proper documentation, local bids, and Xactimate-supported pricing.

4

Build & Document

We install your fence with full pre-build, during-build, and post-build photo documentation required for RD recovery.

5

Help You Recover RD

After completion, we provide all documentation needed for your carrier to release the Recoverable Depreciation payment.

Insurance Claim? Let InsureFENCE Help.

We work with all major carriers. Free scope reviews. No obligation.

These are only estimates based on industry best practices. With any insurance claim, your payout should resemble your policy terms and its payment limits. This is not a formal estimate or legal advice. Always consult your policy and a licensed public adjuster or attorney for claim-specific guidance.